From the Desk #12

20 Dec From the Desk #12

Picture this: This is your dream. You’ve finally made the decision to go all in and start your Tiny House Business. You’ve designed the home. Floor-plan is done. You even have buyers. But oh no, wait… You don’t have the adequate amount of funding to make this dream a reality.

I get how this can be an exciting, yet frustrating process. Many of our members, and potential members have asked the same questions about lending.

Where can they get the funding?

Finding lending options to further your Tiny House builds can no doubt feel overwhelming. But don’t let that discourage you. Because we, here at NOAH Certified are here to help our members along their path into the Tiny House Industry.

So if you’re on your quest for lending resources, please look at the following list we have put together for you:

SOUTH STAR BANK

Community Bank

25% Down. 680 Minimum Credit Score

Contact: John Varner 512-456-0035

BULLISH BOB BAGLEY SECURITIES INC.

Investment Banker

No Minimum Credit Score Required

No Down Payment Required

Contact: Bob Bagley 972-285-5474

INCOMMONS BANK OF WACO

Full Service Lender (Texas Only)

20% Down. 680 Minimum Credit Score

Mon-Fri 9-5pm

Contact: Regina Martinez 254-420-1007

PROSPER FUNDING LLC

Pier to Pier Market Lender

Personal Loans Available.

Do Not Service IA, WV.

Loans available, but have restrictions: NY, VT, and CT.

8am-8pm Central Standard Time

866-615-6319

SOFI

Thin-Tech Online Lender

Calls accepted 24/7

Contact: Ken 844- 763-4466

CITY NATIONAL BANK

Title Required

20% Down. 650 Minimum Credit Score.

Contact: Ron Watson 903-885-7523

LIGHTSTREAM

Personal Loans

www.lightstream.com/tiny-houses

ONE MAIN FINANCIAL

Personal Loans

www.onemainfinancial.com

For more information such as their loan rates and loan requirements, please visit ImATinyHouser.com. Please keep in mind that we at NOAH Certified are here to help and hope you have an enjoyable Tiny House journey.

Until next time.